job details

Credit Manager

FirstRand Bank

Johannesburg, South Africa

salary

R45,000 - R70,000/month

benefits

Performance-linked bonuses (up to 25%),
preferential banking rates,
comprehensive medical and retirement plans,
professional development budget (R20,000/year),
banking industry networking opportunities

job type

Full-Time

schedule

Mon-Fri, 8:30AM-4:30PM (Office-based)

requirements

Education: BCom + 5 years credit risk experience
age: 25+
language: English + 1 official SA language
experience: Corporate/business credit assessment
certification: Credit certification preferred

qualifications

Degree in Finance, Accounting or related field
5+ years in commercial credit risk management
Experience with credit scoring systems
Knowledge of NCA and Basel regulations
Portfolio management experience

skills

Financial statement analysis
Credit risk modeling
Loan structuring and pricing
Regulatory compliance
Credit committee presentations
Early warning system monitoring

job description

FirstRand Bank seeks an experienced Credit Manager to oversee our middle-market commercial portfolio. You'll evaluate credit applications, manage risk exposure, recommend credit limits, and monitor existing facilities. This role requires balancing risk management with business growth objectives while maintaining strict compliance with banking regulations.

Managing R250m+ credit portfolio
Posted 1 week ago
3-month probation period
Path to Senior Credit Manager in 2-3 years